Calgary Mortgage & Home Buyer Combined Service!
Welcome to the home of Calgary Real Estate Agent and Mortgage Broker Nikki Harrison. This site is the most comprehensive source for Calgary real estate and mortgage information. If you are a first time, or have purchased real estate before, you will find all of the most common questions regarding mortgage financing in Calgary, here in one convenient place. Nikki has been working in Calgary as a Mortgage Broker for almost eight years and has merged that expertise along with Real Estate buying to offer a mortgage financing & home buying combined service unlike any other in our city! Why wait for your bank? Get pre-approved in minutes AND begin your home search right away! To begin your search, contact Nikki today!
Downsizing
Thinking about Down Sizing? If you have already retired, or you are considering retiring soon, perhaps the thought of selling that big family house has been weighing on your mind. Nikki has assisted many near or current retiree's in finding that smaller property for this next VERY exciting stage in your life! Just imagine, a condo offers little or no yard work, no snow removal and perhaps even a community of others your own age. Some age restricted condo's are perfect for seniors that don't want to sit alone at home, instead are excited about living in their own place, but still ...
Canadian Banks Squirmy: Want new lending guidelines from Government
By Mark Kerzner PRESIDENT TMG The Mortgage Group In an email from the President of TMG The Mortgage Group Mark Kerzner, he discussed the current lending atmosphere in Canada and the risks associated with what has been happening with lending guidelines and low interest rates.
Buying a Home in Calgary – The Main Players
When buying a home or other property, you will have to rely on a range of professionals to guide you through the process. For first time home buyers in particular, it helps to be acquainted with these specialists and their roles. Mortgage Broker – a mortgage expert who introduces buyers to a full range of mortgage products, interest rate options, and strategies to pay off a mortgage more quickly. This professional works only on his or her client’s behalf, and may also be known as a mortgage agent or mortgage consultant. Lender – financial institutions, such as banks, credit unions, ...
Getting Ready to Buy a Home in Calgary
If you're looking to buy a home in the Calgary area, get started with a quick pre-approval and move on to your home search. Housing prices in Calgary are down, this combined with low interest rates makes now one of the best times to buy! Learn about the various Calgary mortgage rates offered and search for Calgary homes for sale, or contact Nikki directly help you with your new home search today.
If you don't have time to meet with your banker and wish to combine your home purchase in one, smooth transaction, Nikki is the real estate professional that can make it all happen. Happy House Hunting!
Calgary Home or Property Refinances
Refinance your Calgary property or home and use it to enjoy your retirement or to pay off high credit card debt. Maybe you have a child getting ready for University and you want to assist them in paying for their education. Whatever your reasons are, Nikki can walk you through the entire process. There are many things to consider when you prepare to refinance, how much will your penalty be, if any, will you need a property appraisal, what is the best rate and amortization to consider.
Contact Nikki today to discuss your refinancing needs.
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RATES
5 yr fixed - 4.49%
VRM P - .65%= 2.10%
Qualifying Rate - 5.99%
Prime = 2.50%
BOC rate now .50%
Property Spotlight
Saddleridge Legal Suite $364,500
Rules relaxed allowing this property to be converted into fully functioning dual unit revenue property. Hurry! Won't last.-
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Why wait for the banks? It only takes a few minutes and you could be on your way to an exciting home search today!
